Policy on Responsible Lending

At Magnum Cash Advance Complaints, every lender in our network is required by law to abide by all rules and regulations of State and Federal governments. Please review the following information to learn more about responsible lending practices.

Disclosure of Fees Including APR

All payday lenders must adhere to the Truth in Lending Act. Before you commit to any loan, your lender will provide you with information outlining the exact details of your loan terms, including fees and interest rates that will be assessed.

Frank-Dodd Wall Street Reform Act

This act requires payday lenders to follow fair lending practices, which are defined as "fair, equitable, and nondiscriminatory access to credit for consumers". If you feel that your payday lender is not following the rules set forth by this act you can file a complaint with the Consumer Financial Protection Bureau.

Commitment to Fair Debt Collections

While you are repaying your loan you are protected by the Fair Debt Collections Act, which is overseen by the Federal Trade Commission. All lenders are required to follow all of the rules of this act. The act requires that lenders comply with fair debt collection practices, which include:

  • Not contacting you by phone before 8 am or after 9 pm.
  • Not harassing you or using abusive language towards you over the phone.
  • Not using deception to try to collect money from you.
  • Not threatening you with legal action if it is not permitted.

Our goal is to include reputable lenders in our network. If your lender fails to follow the rules outlined in the Fair Debt Collection Act, please contact Magnum Cash Advance Complaints and file a complaint with the Federal Trade Commission.

Federal and State Regulations

All lenders in our network are required to act in accordance with all federal laws. Each state also has their own laws that govern payday loans. Please make yourself familiar with the rules and regulations of your state.

Why Choose Magnum Cash Advance Complaints?

When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - Magnum Cash Advance Complaints is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? Magnum Cash Advance Complaints is the only site that you need to visit when you're looking for a fast, secure payday loan.

We Are Dedicated To Keeping Your Information Safe

At Magnum Cash Advance Complaints we take keeping your personal information safe very seriously. Our site uses state of the art 256 bit SSL encryption protocol while handling your data. So many payday loan sites are either not secure, or are a front to steal sensitive information from you. The information that you provide to Magnum Cash Advance Complaints is transmitted safely and securely.

Magnum Cash Advance Complaints Gives You Options

When you use Magnum Cash Advance Complaints it is easy to see all of the payday loan options that are available to you. Looking at loans side by side makes it simple for you to compare, analyze, and select the loan that works best for you.

Our Service Helps You Find the Best Rates and Terms

Each one of the payday lenders in our network wants you as a customer, and they know that when you use Magnum Cash Advance Complaints you will have many options when it comes to lenders. This fact makes the lenders compete for your business, which results in lower interest rates, and better loan terms. You won't get these advantages anywhere else!

You Will Get Your Money Fast

We know that when you are looking for a payday loan you need funds fast. Our service is designed to quickly match you with a lender, making it possible to get your money as quickly as possible. You don't have to spend time driving to a payday loan store, nor do you need to waste time searching the internet for a payday loan provider.

Speedy Approval

Free to Apply. No Obligations to Accept.

Bad Credit Ok

No faxing required. Online form.

Cash in a Moment

Agree to lender's terms and money will be deposited to your account